Archives For January 2019

10 Retirement Lessons

January 29, 2019

I like to learn from others. Why not? Why repeat mistakes that can be avoided? The author of this article does a good job of pointing out things he has experienced and noticed since he retired.

I think his points #1, 5, and 6 in the link below are most important to consider and deal with before retirement.

Medicare Basics

January 8, 2019

Like Social Security, Medicare is complicated. When it is time to choose, there are many plans to choose from – all of which will affect your costs. Here’s a link to an article that will help to understand the basics.

Beyond that, we’re here to help our clients to navigate this necessity!

Nowhere to Hide

January 7, 2019

Back in 1965, Martha and the Vandellas sang “Nowhere to run, baby, nowhere to hide”. 

That was true as well in 2018, at least in the world of investing.  The graphic below, from, shows just how tough the investing environment of 2018 was. 

Bonds were flat, the US dollar was modestly higher…and that was it.  Non-US stocks fared much worse than US stocks, and the near-universal prediction that Emerging Markets would be the best bet for 2018 was a complete bust as Emerging Markets were the worst of worldwide equity indexes.